Foresters

 

This fraternal organization provides a variety of quality products, including Final Expense Life, Universal Life and Non-Medical Term, and included riders for Critical Illness and Disability Income as well. The value added fraternal benefits make the Foresters offerings some of the most cost effective in the industry.

 

 

PlanRight
LifeFirst
BIG UL
 

 

PlanRight

 

 

Key highlights

  • Quick underwriting process - certificate may be issued in 2 days when application is fully and accurately completed
  • Guaranteed level premiums
  • Simple application
  • No medical exam

 

 

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Other key highlights

  • CCADR included at no additional cost
  • Minimum premium - $10/month
  • Minimum face amount - $2,000
  • Commissionable certificate fee
  • Monthly PAC, quarterly, semi-annual, & annual premium payment options

 

Information taken from product guide. See product guide for details and more information

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LifeFirst

 

 

 

 

 

 

 

Non-medical product specs

  • 20 & 30 year initial term periods
  • Issue ages 20 yr - NT 18 to 65 ; T 18 to 60
  • Issue ages 30 yr - NT 18 to 55 ; T 18 to 50
  • Minimum face amount - $50,000
  • Maximum face amounts - 18 to 50 $250K ; 51 to 55 $200K ; 56 to max $150K
  • Commissionable certificate fee

 

Medical product specs

  • 10, 20, & 30 year initial term periods
  • Issue ages 10 yr - NT 18 to 80 ; T 18 to 60
  • Issue ages 20 yr - NT 18 to 65 ; T 18 to 60
  • Issue ages 30 yr - NT 18 to 55 ; T 18 to 50
  • Minimum face amounts - 18 to 50 $250,001 ; 51 to 55 $200,001 ; 56 to max $150,001
  • Maximum face amounts are subjuect to Foresters approval
  • Non-commissionable certificate fee

Information taken from product guide. See product guide for details and more information

 

Don't see the forms you need here?

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BIG UL

 

 

 

 

 

 

 

Fast Facts

  • Issue ages 18 - 75
  • Coverage beyond age 121
  • Provides an additional death benefit of up to the face amount (up to $1,000,000) to the earlier of 15 certificate years and the insured's age 66
  • Guaranteed minimum annual interest rate of 3.0%
  • Face amount bands - $50,000 to $249,999 ; $250,000 to $999,999 ; $1,000,000 +

Information taken from product guide. See product guide for details and more information

 

Don't see the forms you need here?

Click here to email an administrator

 

 

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